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MediShield Life

From 1 November 2015, all Singapore Citizens and Permanent Residents are automatically covered under MediShield Life, including those who already have pre-existing conditions. 


Standard exclusions for MediShield Life include:

  • Ambulance fees
  • Medical reports 
  • Maternity charges
*For the full list of exclusions, please visit www.medishieldlife.sg


If you have a Medisave-approved Integrated Shield Plan, you can check with your insurer directly on the coverage and exclusions.


If you wish to authorise the use of your Medisave and/or claim against MediShield Life/Integrated Shield Plan for hospital bills, you will need to complete the Medical Claims Authorisation Form and submit to the Hospital for processing together with your Singapore Identification Card/Passport/CPF membership card.


For more information on:

Medisave, MediShield Life and Medifund


To submit claim with MediShield Life/Integrated Shield Plan for patient's hospital bills:

  1. Download and complete the Medical Claims Authorisation Form (MCAF) Single
  2. Upload and submit via SKH Financial Document Submission



Medical Claims Authorisation Form (MCAF-S)

Medical Claims Authorisation Form (Multiple)

  Medical Claims Authorisation Form (MCAF-M) Revoke