Purpose: This is a letter issued by insurers/company to hospitals so that upfront cash deposit by patients can be reduced during admission and/or surgeries. Who can provide: Integrated Shield Plan (IP) insurers, Company employers. Please check with them directly prior admission (if possible) to solicit LOG.
Following the hospital discharge, you may still be required to settle your hospital bill, while your insurer assesses your claim according to your insurance coverage.
Notes to highlight:
Having an IP does not mean that your insurer will always provide an LOG when you need treatment at a hospital. Your insurance coverage may differ from other policyholders, and your insurer may be unable to ascertain at the start of your treatment whether your treatment is claimable under your insurance coverage.
Some common reasons as follows:
For more information regarding LOGs and your insurance coverage, please check with your insurer.
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